Tagged: health savings accounts RSS Toggle Comment Threads | Keyboard Shortcuts

  • admin 04:26 on 30/10/2011 Permalink | Reply
    Tags: , conventional western medicine, health care costs, , health insurance policy, health insurers, health savings accounts, healthcare industry, healthcare insurance, healthcare system, history of prejudice, insurance policies, low back pain, , musculoskeletal conditions, patient testimonies, tangible benefits, traditional western medicine   

    The healthcare industry in the United States is dominated by the culture of conventional Western medicine. And health insurance caters to those who control the industry medical doctors and hospitals. There is a long history of prejudice against chiropractic by medical doctors, which is one reason that chiropractic care is not often covered by health insurance. Many research studies have shown that chiropractic care is beneficial and that it is more cost effective in the treatment of low back pain and other common musculoskeletal conditions than traditional Western medicine is. Chiropractic also lowers health care costs by focusing on prevention, was well as on treatment.

    It is surprising that health insurers choose not to cover treatment that is as beneficial and cost effective as chiropractic care is. Studies have continually shown that individuals who seek the care of a chiropractor on a regular basis are healthier and, generally, spend less on health care than those who do not. Chiropractic Care and Consumers What is not surprising is that consumers are wise enough to see the advantages of chiropractic care. Many people prefer to see a chiropractor simply because they see tangible benefits from the care they receive. Many others are disillusioned with traditional Western medicine and the healthcare system, and they look for alternatives such as chiropractic care. It is clear, both from patient testimonies and from clinical research that consumers benefit from chiropractic care. Unfortunately, they may have difficulty affording chiropractic care because its often excluded from healthcare insurance policies. Health Savings Accounts can help consumers afford chiropractic care, even when it is excluded from their health insurance policy. They can pay for chiropractic care and other alternative medicine with pre-tax dollars by using a Health Savings Account. Many chiropractors keep their costs as low as possible in order to make chiropractic care more available to consumers. They can,

    however, only absorb so much of the cost of providing that care. Another way chiropractors can help clients gain access to chiropractic care is to encourage the use of Health Savings Accounts. Health Savings Accounts and Consumer Choice The combination of a Health Savings Account and a High Deductible Health Insurance plan is supposed to encourage individuals to become thoughtful, wise consumers of health care. The individual is spending more of his or her own dollars on healthcare, so she will be more concerned about how those dollars are spent. Health Savings Accounts give consumers more choice in how their healthcare dollars are spent. Money in the HSA must be spent on approved medical expenses, but there are really very few restrictions on what kind of healthcare you choose. More and more chiropractic patients are discovering that having an HSA is saving them money on their medical expenses. Traditional health insurance has gatekeepers and controls. Even when chiropractic care is covered not typical on individual plans, the individual requesting chiropractic care may be required to go see their family physician or gatekeeper and get a referral. Not all medical doctors will refer to chiropractors. If chiropractic care is covered on the health insurance plan, and if you can get a referral which amounts to permission to

    see the chiropractor, there may be limits to the number and types of treatments you can receive. Using a Health Savings Account to pay for chiropractic care gives you, the consumer, more choice. You can choose what type of medical treatment to get, where you will get that treatment, and how many treatments you will get. You can spend HSA dollars on preventive care as well, and actually have the government give you a tax deduction for keeping your family well.

    Copyright c 2006-2010 Wiley Long

    Wiley Long – President, HSA for America http://www.health–savings–accounts.com The nations leading independent health insurance firm specializing in individual and family coverage that works with a Health Savings Account. Please link to this site when using this article. Read More Articles From Wiley Long: http://thephantomwriters.com/recent/author/wiley-long.html

    america, united states, health insurance, health insurance, health insurance policy, health insurance plan, healthcare, healthcare dollars, healthcare industry, healthcare insurance policies, healthcare system, low back pain, chiropractic, alternative medicine, chiropractic, president, author, chiropractor, family physician, http://thephantomwriters.com/recent/author/wiley-long.html, http://www.health savings accounts.com,

    Tags: , , , <BR/>
     
    • cicerodouglass 00:58 on 31/10/2011 Permalink

      I think there is an argument to state that there are some tangible benefits to G+ that as of yet unrealised (huddle)

    • knowledgemonger 04:37 on 31/10/2011 Permalink

      I just knew that somehow, you would bring the name Hitler into this. Godwin;s law applies. You are not arguing facts you are just using insults but since you brought up Hitler, I guess I should point out that it was your that put him into power. The Nazi purged all the real socialists but kept the name because it sounded good in German. They were fascists as Mussolini defined it. It was just like the republican still calling its self “the of Lincoln”.

    • Politicallyactive101 10:35 on 31/10/2011 Permalink

      So let me get this straight, we should keep focused on the and because feminism was better then??? The terrible direction feminism has went in the last years matter because it was well intended. The notion that women should be like men and men should act more like women has a lot to do with it not being popular. The whole idea reeks of Soviet reeducation.

    • TonikHealthInsurance 08:30 on 01/11/2011 Permalink

      Thanks for information Thanks for information…, guys

    • JebusChrist2012 05:46 on 05/11/2011 Permalink

      Why does Ron aul keep saying government cant do anything right and cant manage healthcare??/…so yeah…I suppose greedy insurance companies only interested in proffit can manage healthcare better.

      And here in the UK government run healthcare is just fine!…the insurance company industry is an unnesessary private beurocracy.

    • congopress 10:40 on 06/11/2011 Permalink

      Insurers Weigh In on Health Care Law – New York Times (blog) -

c
compose new post
j
next post/next comment
k
previous post/previous comment
r
reply
e
edit
o
show/hide comments
t
go to top
l
go to login
h
show/hide help
shift + esc
cancel